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Terms of Service

These terms govern use of Angelim by people who are at least 18.

Effective version: July 22, 2026

Service

Angelim is a financial modeling and simulation tool. Projections depend on supplied assumptions, may be wrong, and do not guarantee results.

Not advice

The service does not provide financial, legal, accounting, tax, or investment advice and is not a substitute for licensed professionals. Angelim does not connect bank accounts, hold assets, or execute transactions.

Account and acceptable use

You must provide accurate information, protect credentials and API keys, and use the service lawfully. You may not access others’ accounts, bypass limits, interfere with security, or use the service for fraud.

Plans and billing

Paid features, prices, billing period, and taxes are shown before purchase. Stripe processes payments. Cancellation and payment-method changes are available through the billing portal; mandatory consumer rights remain unaffected.

Your data

You retain rights in the data and models you enter. You authorize Angelim only as necessary to host, process, synchronize, and present that data to provide the service. See the Privacy Notice.

Availability and liability

We may change or suspend features for security, maintenance, or legal reasons. To the maximum extent permitted by law, the service is provided without guarantees of availability or fitness for a particular financial decision. Nothing limits rights that cannot lawfully be excluded.

Termination and governing law

You may delete the account under Account → Privacy. We may suspend abusive or illegal use, subject to mandatory rights. These terms are governed by Brazilian law without excluding mandatory consumer forums or protections where you live.

VINICIUS LOJHAN MARTINEZ HERNANDES CONSULTORIA EM TECNOLOGIA DA INFORMACAO LTDA - ME · CNPJ 61.003.057/0001-39 · privacy@angelim.app